What Makes Us Different From The Rest?

StartOverUSA™ is a premier, debt solutions marketing and sales service provider for consumers to compare debt relief options in order to reduce the cost of living.

StartOverUSA™ is the one-stop destination that offers Consumer Law debt relief options through our relationships with top rated Consumer Law Attorneys and  Law Firms across the United States and Europe.  We eliminate the stress of having to deal with "Fly-By-Night Sales People” who prey on their fellow man economically through deceptive marketing practices and unethical advice. Our legal team provides strong, experienced legal advice and will serve as advocates on your behalf as a consumer.  

As Consumer Debt Advocates, StartOverUSA™ is built on the foundation of truth. We do not judge people by the amount of their debt, credit scores or net worth.  With a strong passion for protecting consumer rights and a deep understanding of consumer finances and credit card related stress, our goal is to help consumers get out of debt at the lowest possible cost and in the shortest period of time without filing bankruptcy.  We will help you avoid the pitfalls of choosing the wrong plan by first educating you about all your available options in order to help you determine what the correct course of action should be.  If a solution is found, together, we will help review all the details with you and will assist you in completing all the necessary paperwork required- a service you know is hard to come by these days.

If you are knee deep in debt, bankruptcy may not be the most viable option for you, where as Debt Resolution is. Debt Resolution can help clients negotiate down credit card debt and resolve financial problems that result from hardships such as unemployment, medical problems, a death in the family, or a divorce.

If you have more than $10,000 in unsecured debt (credit card debt, medical debt, or personal loans etc.) (See Right), have experienced a financial hardship, or are having trouble keeping up with your minimum payments, you may qualify for the debt resolution program versus bankruptcy.

Creditors are usually willing to settle the balance of debt owed if the debtor is experiencing extreme financial hardship and is seriously considering filing for bankruptcy. If the debtor chooses to file for bankruptcy, then usually the creditor would receive a severely reduced amount of the balanced owed or possibly nothing - determined by the BK Trustee - therefore, it is in the creditors benefit to find an agreement that works for both parties.

If your consumer rights have been violated, our goal is to help you recover any physical, financial, or emotional losses you experienced as a result of unlawful or illegal practices against you.  We are committed to assisting debtors against lawsuits filed by first and third-party creditors, as well as bringing actions against creditors in violation of the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA).  

By retaining the services of a Consumer Law Attorney to facilitate a Debt Verfication and Resolution, clients receive proper legal protection against the often predatory practices of debt collectors.

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